Facebook & Debt Collectors: It’s A No Go

When it comes to Facebook we all know that it has many uses, it has become a great place for advertisers, sports and brands. With that being the case you will be pleased to know that Facebook and Debt Collectors aren’t going to be going hand in hand.

There’s a case that has been happening where debt collector called Mark One Financial LLC of Jacksonville who already had the person in debt’s contact details turned to Facebook to pressure a woman into paying up. They could be asking friends and family of a debtor about where that person is and those people end up talking to person about the money, which as allfacebook.com’s Jackie Cohen says can be pretty humiliating.

Things proceeded to court as Melanie Beacham and her legal personnel managed to get a court ruling that the debt collector may not use Facebook to try and contact her for her unpaid car load of $362.

The judge also ruled that the debt collector may not contact any of the debtor’s friends or family using any form of social media. The woman’s attorney says that this sort of behavior violates a law in Florida that stops the collectors from harassing people. Head over and read the full report on the washingtonpost.com.

Do you think that the debt collectors were right to turn to Facebook or that they were a bit silly? Let us know in the comments section below.

  • http://twitter.com/OfficialFNRadio @OfficialFNRadio

    The Fair Debt Collection Practices Act prohibits Abusive debt collection practices and specifically states in § 804. Acquisition of location information that debt collectors may speak to people other than the debtor but with strict guidelines and rules. Further more, The following section, states, "Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer." http://www.ftc.gov/bcp/edu/pubs/consumer/credit/c